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Drive Thru Hours Monday - Thursday: 8:30am - 5:00pm Friday: 8:30am - 6:00pm Saturday: Closed. 2800 Ludington Street Escanaba, …Online Banking is subject to the terms and conditions of FirstBank. FirstBank Florida is a division of FirstBank Puerto Rico. 2 There is no charge from FirstBank; but text message and data rates may apply, including those from your communications service provider. Must be signed up for Online Banking to utilize account alerts …Both methods are free. 3 Online Banking is free if enrolled for eStatements or $3.00/month for consumers and $10.00/month for business customers. 4 The …First Citizens provides a full range of banking products and services to meet your individual or business financial needs. Learn more about our products and services such as checking, savings, credit cards, mortgages and investments. Deposit checks, transfer money, pay your bills, and pay. your friend back! All within Online and Mobile Banking. All without driving to the bank. 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